US students will apply through Challenger Sports
To apply, select 'Challenger Sports' from the drop down meu when you are filling in your University of Huddersfield application form online.
Information about the University of Huddersfield
Student loans for US students
The University of Huddersfield is eligible for US Federal Loans. Our school code is G12978. You need this for your application. Applicants starting in the Fall 2019 should not start until May 2019 otherwise your documents will have expired when you go for your visa interview. Students applying for 2019/20 entry should not submit their 2019/20 applications until 1 June 2019 onwards.
Please note that any US Federal Loan cannot be used to pay towards your soccer fees with the corresponding club.
Please note that the University of Huddersfield does not have an EIN number and is therefore unable to provide students with a 1098T if required.
US Federal loan regulations are not the same for foreign schools. So how things worked for your loans in USA will not be the same at Huddersfield. So make sure you follow ONLY the instructions on this page.
You may borrow up to the Cost of Attendance which is part of the application instructions you must download. For details of how much subsidised/unsubsidised you can borrow, go to studentaid.ed.gov/types/loans/subsidized-unsubsidized#how-much
An alternative if you are unable to apply for federal funding can be found here at Global Education Management Services (GEMS) https://myglobaled.com/student-loans/.
Disbursements
The first disbursement is at the end of September, close to enrolment, and the second disbursement will be approximately mid-January. If you start your course in January then your disbursements will be first at approximately enrolment time and the second just after Easter. The precise dates will be in your award letter which you will need for your visa application. The US Government says each disbursement has to be the same value.
To be eligible for US Federal Loans you must:
- be an eligible citizen or legal alien (green card holder)
- have a valid Social Security Number (SSN)
- if male, you must have signed up for selective service or have an exemption certificate
- have a high school diploma or equivalent
- be taking an eligible course - degree courses only and with no time in USA
- be studying "at least half time"
- be declared "eligible for aid" after annual application to FAFSA
- continue to make Satisfactory Academic Progress (SAP)
To apply download these files and follow the instructions
US loans application instructions for students 2019
Cost of Attendance 2019-20
US Loans Disclosures 2019
The instructions tell you how to complete the spreadsheet, apply to FAFSA and what other documents you need to collect in order to send us a complete loans application package. If we do not receive the complete pack, we cannot start to process your loans.
US loans are administered by Joanne Ryan who is part of the International Office, which has an area in Student Central where students can be referred to her. This is open Monday – Friday 10.00am to 4.00pm.
Direct enquiries can be sent by email to Joanne Ryan.
Withdrawals and refunds
Please visit the University's Refund Policy. This refund policy does not extend to students who have taken out Federal Financial Aid through the Direct Loans programme. Information about the procedure for US Loan students can be found below.
If you wish to withdraw from your course, please contact the School Admin Office in your school. You will need to notify them before any withdrawal procedure can be started.
If a student who receives Title IV funding withdraws, interrupts for more than 180 days or drops below half time attendance then the University will follow the requirements of returning funds laid down by the US Deptartment of Education. This will be applied alongside the School's withdrawal and refund policy and will be processed by the International Office. The International Office will use RT24 (Return of funds calculator provided by the US Department of Education) to determine how much of the loan may be retained and how much must be returned.
Return of Funds by the University
A student ‘earns’ aid on a daily basis and therefore if a student withdraws any ‘unearned’ aid for that payment period will need to be returned to your US Department of Education. Once the amount the University and the student needs to return has been calculated, the required amount due from the University will be sent to the US Department of Education and the student notified if they need to return any funds.
Loans are returned in the following order:
- Unsubsidised Stafford
- Subsidised Stafford
- PLUS (Graduate or Parent)
There are some Title IV funds that students may have been scheduled to receive that cannot be earned once a student withdraws because of other eligibility requirements. For example, in certain circumstances, if a first-time, first-year undergraduate student has not completed the first 30 days of the program before withdrawal, the student will not earn any FFEL loan funds that he or she would have received had the student remained enrolled past the 30th day.
A first year undergraduate, receiving aid for the first time who withdraws within the first 30 days of a programme will be deemed not to have earned any aid.
If, under this policy, a student owes funds to the University once the money has been returned to the lender, the student will be notified directly in this instance.
Return of Funds by the Student
If the student is notified that there are loan funds that must be returned (by the student) the student should repay in accordance with the terms of the promissory note. That is, scheduled payments are made to the holder of the loan over a period of time. Students who have received a refund of their loan proceeds before withdrawing may be required to return part or all of those funds to the lender.
