Lifelong Learning Entitlement (LLE)
From January 2027, the UK government is introducing a new system called the Lifelong Learning Entitlement (LLE). This is designed to make education and training more accessible throughout your life, whether you’re starting out, retraining, or learning new skills.
What is LLE?
- You’ll get a loan entitlement equal to four years of post-18 education.
- Based on today’s fees, that’s about £37,000 (rising to £39,160 in September 2026 and £40,200 in September 2027).
- You can use this money whenever you want—all at once or spread out over time.
Why is this good news?
- The old rule that stopped you from getting funding for a lower-level qualification (called the ELQ rule) is going away.
- This means you can use your remaining loan for courses at the same or even lower level than what you already have—perfect for retraining or switching careers.
How will it work?
- The system will be credit-based, so funding is linked to learning credits and can be used across different courses.
- Apply early through Student Finance England (or your funding body) to check your eligibility and remaining entitlement.
Living costs?
- Maintenance Loans will still be available for courses with in-person attendance.
- Repayments stay the same: you start paying back once you earn over £25,000.
Key dates:
- Applications for courses starting in Jan 2026/27 open in September 2026.